The Tracy/San Joaquin County Certified Development Corporation (CDC) was certified by the U.S. Small Business Administration in June, 1984 under Title V of the Small Business Investment Act of 1958. In 2001 the CDC received its ALP (Accredited Lender Program) certification.
The president of the CDC is Roger Birdsall who is responsible for the overall management and reporting of activities of the CDC to the Board of Directors (BOD), the U.S. Small Business Administration (SBA), and the general membership. Mr. Birdsall is a charter member of the CDC and provided leadership in the SBA certification of the CDC. Mr. Birdsall also serves on the CDC Executive Committee.
The CDC Manager of Credit Services is Sandra Dayton. Ms. Dayton has 21 years banking experience and eight years experience in economic development.
The CDC Loan Processor is Rene Cox. Ms. Cox brings to the CDC eight years lending experience.
The CDC serves San Joaquin County and provides below market, fixed rate financing for commercial, industrial and retail projects through the 504 loan program. The CDC has an established network of finance professionals and often assist small businesses to source technical assistance and/or other financing programs when an SBA proposal is not suitable for the small business borrower.